{"id":6988,"date":"2016-07-28T14:53:15","date_gmt":"2016-07-28T13:53:15","guid":{"rendered":"http:\/\/simproperty.com\/en\/?p=6988"},"modified":"2017-01-27T15:19:38","modified_gmt":"2017-01-27T14:19:38","slug":"czech-mortgages-ltv-decreasing","status":"publish","type":"post","link":"https:\/\/www.simproperty.com\/en\/news\/czech-mortgages-ltv-decreasing\/","title":{"rendered":"Czech mortgages \u2013 LTV decreasing"},"content":{"rendered":"<p>New rules being introduced by the Czech National Bank mean that soon Czech banks will no longer be legally able to offer 100% LTV mortgages (the max will be 95%). Then in April 2017 the max LTV will drop to 90%. The Czech National Bank has a longer term plan to reduce this to 85% LTV, in an attempt to cool the hot real estate market and stem potential future economic risks of people over extending themselves financially.<\/p>\n<p>In practice the new rules primarily affect Czech citizens\u00a0as foreign buyers typically can only get a max of 85% LTV.<\/p>\n<p><a title=\"Contact Us\" href=\"http:\/\/simproperty.com\/en\/contact-us\/\">Contact us<\/a> for the latest conditions in the Czech mortgage market.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>New rules being introduced by the Czech National Bank mean that soon Czech banks will no longer be legally able to offer 100% LTV mortgages (the max will be 95%). Then in April 2017 the max LTV will drop to 90%. The Czech National Bank has a longer term plan to reduce this to 85% [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[23],"tags":[76,52,63],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.simproperty.com\/en\/wp-json\/wp\/v2\/posts\/6988"}],"collection":[{"href":"https:\/\/www.simproperty.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.simproperty.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.simproperty.com\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.simproperty.com\/en\/wp-json\/wp\/v2\/comments?post=6988"}],"version-history":[{"count":1,"href":"https:\/\/www.simproperty.com\/en\/wp-json\/wp\/v2\/posts\/6988\/revisions"}],"predecessor-version":[{"id":12238,"href":"https:\/\/www.simproperty.com\/en\/wp-json\/wp\/v2\/posts\/6988\/revisions\/12238"}],"wp:attachment":[{"href":"https:\/\/www.simproperty.com\/en\/wp-json\/wp\/v2\/media?parent=6988"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.simproperty.com\/en\/wp-json\/wp\/v2\/categories?post=6988"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.simproperty.com\/en\/wp-json\/wp\/v2\/tags?post=6988"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}