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EU court decision on Polish mortgages in Swiss Francs (CHF)

News 2019-10-10 simontweddle

Last week an EU court decided that clauses of a mortgage indexed in CHF are illegal and should be removed. In consequence the mortgage should be…

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Polish GDP growth forecast revised upwards

News 2017-11-09 simontweddle

Driven by private consumption and investments the Polish economy has been performing very well in the last few months.  GDP grew 3.9% in Q2 year-on-year (4% in…

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Pros & cons of short vs long term rentals for owners

We’re often asked by property owners whether it’s better for them to rent out their properties either on a short or long term basis. This article…

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Polish property market breaks records in 2016

News 2017-01-10 simontweddle

In some regards the Polish property market broke records in 2016, and in other regards it was a very normal year. With one of the lowest…

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Perpetual usufruct in Poland comes to an end

Know-how News 2016-12-06 simontweddle

Perpetual usufruct in Poland is a sort of a public ground lease, you can find more details about it here. The Polish government is currently working…

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How tenant bills are handled in Poland

Know-how 2016-11-14 simontweddle

We're often asked by our foreign property management clients, who are not familiar with the Polish system, how the utility bills connected with their property are handled when a…

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Can foreigners buy property in Poland?

Know-how 2016-10-04 simontweddle

EU citizens can freely buy properties in Poland, except from agricultural land and forests. Non EU citizens (apartments) who have a visa or permission for long term stay in…

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Negative equity in Poland and how Polish banks deal with it

Know-how News 2016-09-27 simontweddle

Primarily as a result of the popularity of Swiss Franc (CHF) mortgages during the Polish property boom of 2004-2008, the subsequent increasing exchange rate between the CHF…

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Swiss mortgages in Poland saga

News 2016-08-09 simontweddle

It all started in mid January 2015 when the Swiss National Bank decided not to defend its exchange rate against the euro. This resulted in a…

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Polish Property Tax Overview

Know-how 2016-08-05 simontweddle

This article gives an overview of the main taxes that a property owner would need to deal with in Poland. Sim Property's property management & accountancy…

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